Dedicated to Maximizing Your Potential
Locality helps local businesses and residents thrive through personal relationships and a digital-first, community banking experience that breeds success.
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Open an account with Locality and start a partnership where your success defines ours.
2.20% APY | 2.17% Rate
Fuel your financial growth with a Money Market account from Locality.
Open AccountGrow your business.
Locality offers small business loans and lines of credit to finance your business needs.
Explore Business LoansWhat Makes Locality Different?
With Locality Bank, you’re not just opening an account; you’re starting a partnership where your success defines ours.
Mission of serving local residents and
businesses.
Reinvestment of local deposits into local communities.
Personalized solutions beyond standard banking products.
Friendly, personalized support from people who know our area.
Automated support systems, long wait times, and generic assistance.
Limited support for small businesses and local communities.
Focus on national audiences instead of building local relationships.
Nationwide reinvestment rather than within our local market.
Kind Words from Our Community
“Locality is THE bank for small businesses. As a small business owner with a team of 7, it is imperative that we have real relationships with those we trust our money with. We love the relationships that we have built. We are honored and cared for by our bank. That is rare and almost non-existent when it comes to larger banks. ”
“Working with Locality Bank on our real estate projects has been awesome. They're not just a bank, but real partners who understand our goals. ”
“Super responsive, solution-oriented, with a personalized approach. Highly competitive and the partner we were looking for. Grateful to have LOCALITY with us. ”
“Setting up a small business account with Locality Bank was an absolute breeze. As a community bank, they truly deliver that personal touch you won’t find at the big institutions. Sharon was incredible—knowledgeable, friendly, and made the whole process seamless from start to finish. If you’re a small business owner, I highly recommend supporting your local community banks like Locality. They actually care, and it shows. ”
Tools That Help You Handle Business.
Effortlessly handle your finances with our enhanced digital tools—now featuring instant Locality transfers, simplified account management, and seamless record-keeping for the savvy business owner.
Lending Options That Help You Grow.
From commercial real estate and construction loans to SBA financing, we offer short- and long-term lending options to take your business to the next level.
Why Locality?
Work with local financial experts who understand the nuances of your business and the communities we both serve.
After all, local is in our name. We started in Ft. Lauderdale, and we're committed to serving this community and beyond.
Our local banking experts understand that building relationships leads to both business and community success.
Our banking is personalized to your story, ensuring a partnership where your growth fuels ours.
Explore Helpful Resources.
We’ve made it easier than ever to sharpen your financial knowledge, strengthen your financial footing, and focus on your financial future.
Here for
Locality is one part local banking and one part industry-leading technology, which means everything you want to do can happen from everywhere you want to go.